MEDICAL
ELITE

MEDICAL ELITE™

AN EXCEPTIONAL VIP SERVICE, WITHIN YOUR REACH

With Medical Elite™ you can enjoy exclusive and exceptional VIP benefits with worldwide coverage.

ITEM/SERVICECOVERAGE
Maximum Annual BenefitUSD $10 million
EligibilityUp to age 74
Hospital NetworkFree Choice
Best Doctors Maternity Network
Hospitalization100%
RoomPrivate and Semi-Private 100%
Intensive Care100%
Accommodation for Accompanying MinorUSD $500 per night, up to 20 nights
Reconstructive surgery in case of Illness or accident100%
Surgery (including Outpatient Surgery)100%
Emergency Room100%
Major Diagnostic Services100%
Surgical Treatment for symptomatic disorders of the feet100%
Cancer risk reduction surgery (Prophylactic surgery)$35,000 per Insured per Lifetime
Bariatric Surgery, Gastric by-pass, and any surgical procedure intended for eight loss, its complications, treatments$15,000 per Insured per Lifetime
Cancer Treatment100%
Dialysis100%
Emergency Dental CoverageOnly covered within the first 180 days of the accident
Physicians and Specialists Visits100%
Surgeon and Anesthesiologist Fees100%
Prescribed Medications100%
Preventive Care (Available in deductibles $500/$1000 and $1000/$2000)No deductible, no waiting period applies.
Colon cancer screening (50 years or older): $1,200 per insured every ten years.
Mammogram (from 40 years or older): $400 maximum per insured policy year.
Pap Smear (Papanicolaou) (21 to 65 years’ old): up to a maximum of $150 per insured every three (3) years.
Prostate cancer screening (50 years or older): up to a maximum of $300 per insured per policy year
Outpatient Physical Therapy, Rehabilitation and Home Health Care (private nurse)100%
Illness or injury in Private Aircraft100%
Surgical Implants or Prosthesis (excluded dental)100%
Durable Medical Equipment, Special devices (External Prosthesis, Orthotic devices)100%
Maternity***Normal delivery 100% within Best Doctors Maternity Network.
Outside of Best Doctors Maternity Network, USD $7,000. (Available in deductibles $500/$1,000, $1,000/$2,000 and 2,000/$3,000). For Elective or Selected Cesarean delivery USD $10,000 in any hospital. No deductible applies
Stem Cells***USD $2,000 per covered pregnancy for extraction and preservation of stem cells. (Available in deductibles $500/$1,000, $1,000/$2,000 and $2,000/$3,000)
Maternity Complications and Birth Complications***USD $1 million lifetime per Policy (Available in deductibles $500/$1,000, $1,000/$2,000 and $2,000/$3,000)
Inclusion of NewbornAutomatically included without underwriting if born from a covered maternity and if not born of a pregnancy that is a result of any type of fertility treatment
Additional Benefit for dependentsIn case of dependent daughters, who have been insured more than ten (10) months under their parents Policy, the ten (10) month waiting period to receive Maternity Benefits (including Maternity Complications and Stem cells preservation) will be waived, at the time of issuing their own coverage.
Congenital and Hereditary Disorders (<18 years old)100%
Congenital and Hereditary Disorders (≥18 years old)100%
Organ and Tissue TransplantsUSD $3 million per organ/ tissue per Insured per lifetime and USD $50,000 for medical expenses for the Living Donor
Specialized TreatmentsUSD $5,000 for treatments related to occupational therapy, psychiatry, sleep apnea and any other sleep disorders, per Insured per Policy Year
Autism100% Dependents born from a Covered Maternity. USD $10,000 after Deductible Dependents not born from a Covered Maternity
Routine Health CheckupUSD $500 per Insured, per Policy Year (age 18 and over) No deductible applies
Routine Health Checkups for Minor ChildrenUp to USD $300 per visit (before 12 months of age) Up to USD $100 per visit (from 12 months and until 18 years of age) No deductible applies
Palliative / Hospice Care100% per Insured
HIV/AIDSUSD $1,000.000 Per lifetime
Waiting period of 24 months applies
Coverage for Accidents while Practicing Professional SportsIncluded
Emergency Transportation
Air Ambulance100% to the closest hospital of qualified treatment. No deductible applies
Ground Ambulance100% No deductible applies
Repatriation of Mortal Remains100%
Additional BenefitsIn the event of death of the Primary Insured, his/her Insured Dependents will have free coverage for two (2) years after the last paid period
In case of serious accident, as defined in this Policy, no deductible will apply for the first Medically Necessary Hospitalization, following the Serious Accident. Any subsequent treatment will incur the Deductible
Deductible will be waived up to a $5,000 maximum in case of an Accident or Emergency that occurs while the Insured is travelling outside of his/her country of residence
The Insurer will reimburse up to a maximum of USD $2,000 for the cost of a ticket in economy class to travel from the country of residence to one of the providers included in the Centers of Excellence Network in Latin America, previously approved by the Insurer
Coverage for accidents that occurred during the practice of professional sports100%
Coverage for accidents that occurred during the practice of high risk activities100%
Temporary Emergency coverage while application is evaluated$30,000
Coverage for Alzheimer disease100%
Unique ServicesInterConsultation™
Best Doctors Concierge™
Elite Navigator™
Optional Coverage Available+ Critical Select