This plan provides members with great solutions for major impact illnesses.

Maximum Benefit•US$1,000,000
Deductible per Insured, per Policy Year
•Certificate of Coverage will show the selected option
Eligibility to Apply for Coverage•From 18 to 74 years old
Geographical Coverage•Worldwide
Provider Network•Free choice of hospitals and doctors
Private and Semi-Private Hospital Room•100%
Intensive Care•100%
Emergency Room•100%
•Inpatient or outpatient
Surgeons and Anesthetists Fees•100%
Reconstructive Surgery in Case of Illness or Accident•100%
Prophylactic Surgery to Reduce Cancer Risk
•Maximum lifetime, per insured
•12-month waiting period
Organ and Tissue Transplants

•Maximum lifetime per organ or tissue, per insured

•Includes up to US$20,000 for living donor
Surgical Treatment of Symptomatic Foot Disorders•100%
Prescription Medications
•Outpatient, including allergy treatment

Visits to Doctors and Specialists•100%
Diagnostic Tests•100%
Congenital and/or Hereditary Conditions
•Diagnosed before 18 years old (maximum lifetime, per insured)
•Diagnosed at or after 18 years old

Emergency Transport
•Air ambulance to the nearest hospital for proper treatment
•Ground ambulance to the nearest hospital for proper treatment
No deductible applies

Cancer Treatment•100%
Alzheimer Disease•100%
Physical Therapy, Outpatient Rehabilitation and Home Health Care•US$4,000
Implants and Surgical Prostheses
Excluding dental
Diagnostic TestsDurable Medical Equipment or Special Devices
•Includes external prostheses, orthotic devices
Illness or Injury in Private Aircraft•100%
Dental Coverage Due to Accident•100%
Repatriation of Mortal Remains or Cremation Services
•In case of death as a result of a covered accident or illness
Accidents that Occur During the Practice of High-Risk Activities•100%
Additional Benefits•Deductible will be waived up to US$5,000 in case of accident or emergency while insured is traveling outside his/her country of residence.
•In the event of a serious accident, as defined in the Policy, the deductible will be waived during the first medically necessary hospitalization immediately following said serious accident.
Confirmation of diagnosis and recommendation of the best treatment and specialists. Immediate access to this benefit available regardless of any exclusion applicable under this Policy.

Best Doctors Concierge™
Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured’s Country of Residence.

Directed Care
A program to coordinate, supervise and manage complex cases of long duration.
•Unless otherwise indicated, all benefits are per Insured, per Policy Year with the application of the selected deductible.
•All amounts are shown in US Dollars (US$).
•The deductible is cumulative per insured, per policy year, with a maximum equivalent to two deductibles per policy year.
•Covered medical expenses subject to usual, customary, and reasonable (UCR).